Education Assistance

Overseas Scholarships For Studying Abroad

Studying abroad is a crucial moment in education and can change you & your life forever. Nothing will be comparable after you have Studying abroad. Your perspective will be global, attitude will be international, the resume will have new dimensions and languages proficiency will be advanced.

Above all, a good degree from known University abroad is a stamp of excellence that makes your life. It enhances carrier & prepares for leadership anywhere in the world. It broadens the horizons & exposes to a variety of perspective, the latest technology & state of art research & training. Considering the above GOI and GOM has introduced schemes of scholarship scheduled cast students.

1. Government of India
National Overseas scholarship for Scheduled Cast Students.
The scheme provides financial Assistance to selected candidates for pursuing Masters level courses and Ph. D

The Specified field and no. of awards are

Field of Study



  Engineering & Management 32


Pure Science & applied science169 17


  Agriculture science & medicine 17
4 Commerce, Accounting & Finance


5 Humanities, Social Science & fine Arts




 Categeriwise Distribution

Field of Study Awards


Scheduled Caste



Denotified Nomadic & Semi-Nomadic



Landless agricultural labours & Traditional Artisans





Note- To encourage women candidates 30% of awards are reserved. 

Min Qualification

1. Master Degree – 55% marks or equivalent grade in relevant Bachelors degree.
2. Ph.D. – 55% marks or equivalent grade in relevant Master degree.

Age – Below 35 years.

Income Ceiling – Rs.6.0 lakh per annum.


1. Masters Degree – 3 years
2. Ph. D – 4 years

Financial Assistance

Maintainance allowance, Contingent allowance for books/essential apparatus, study tour, travel cost, thesis preparation, medical insurance etc.

H. Publicity

The scheme is given wide publicity in leading newspapers and website After receiving the application as per last date announced, the candidates are shortlisted. The short listed candidates are interviewed and finally selected.


Scholarship scheme for Scheduled cast students offered by Ministry Social Justice & Special Assistance GOM.
The scheme provides financial Assistance to selected candidates for pursuing Master degree & PhD.

The specified field and Distribution of scholarship is

No. of seats


Master Degree


1 Arts 10
2 Commerce 4
3 Science 6
4 Manegement 8
5 Engineering 10 4
6 Medicine 8
Total 26 24
Total 50 Seats


Age – 35 years for Master degree & 40 years for PhD.

Note:- No age limit for Admission in first 100 ranking universities in world & London school of economics)

Income Limit – Rs. 6.00 lakh per annum.

Financial Assistance

Maintainance allowance, Contingent allowance for books/essential appratus, study tour, travel cost, thesis preparation, medical insurance etc.


should be submitted to Commissioner, Social Wellfare, 3 church Road, Pune-1 with the following documents.

a) Cast Certificate (Cast Validity if available)
b) Income Certificate
c) Domacile Certificate
d) Admission Letter of University abroad.
e) Copy of prospect of the university where admission in sought.
f) Estimated Expenditure for foreign education.
g) ID and Address proof.
h) Essay of 250 words regarding intension to take education abroad.

All Details with application form is available on web site

Education Loan

A lot of capable student often fail to fulfill their dreams of higher education as with the cost of education has become a costly affair. To support such students so that they may not be left behind from the main stream, GOI has formulated Education loan scheme.

Two banking financial Apex bodies RBI and IBA (Indian Bank Association) have assisted Govt. in preparing plan & procedane for education loans.

Details two such schems are :-


A term loan is granted to Indian National for persuing higher education in India & Abroad where admission is secured.

A. Loan Amount

I)For studies in India –Max. 10.0 lakhs.
II)For studies abroad – Max. 30.0 lakhs.

B. Rate of Interest – Slightly higher than prime lending rates.

C. Repayment – In 10-12 years after course period.

D. Security

I) upto Rs.4.0 lakhs –
II) Rs. 4.0 – 7.5 lakhs –
III) Above Rs. 7.5 lakhs –
Collateral Security in the from of guarantee.
Tangible collateral Security

E. Document Required-

a) Letter of admission.
b) Completely filled loan application from.
c) Statement of cost of the study.
d) Bank A/C statement of last 6 month of Parents / Guardian.
e) IT Return of the previous 2 yrs. Of Parent/Guardian.
f)Proof of income (salary slips / from no. 16) of Parent/ Gaurdian.
g) Proof of Identity, Address and 2 passport size photographs.


Education Loan for Students Securing Admission in IIT, IIM, NIT &AIIMS & other Reputed Institutions.

Loan Amt. and security

Category Max. Loan Limit
No security With tangible collateral security of full value.
Top 3 institutes Rs. 30 Lakhs
Top 35 institutes Rs. 20 Lakhs Rs.30.0 Lakhs
Top 12 institutes Rs. 20.0 lakhs
Top 43 institutes Rs.7.5 lakhs Rs.30.00 Lakhs

Note- List of 93 Institutes is available on SBI Website(IIT Mumbai & VNIT Nagpur is included in list)

2) Rate of Interest – Slightly higher than Base rate.

3) Repayment – In 12 years after completion of course.

Note- Income tax exemption under section 80(E) in respect of interest.

4) Documents Required

In addition to scheme No. 1- Brief statements of Assets & Liabilities is required.
Loan application forms are available on Websites of scheduled Banks.

Central scheme to provide interest Subsidy (CSIS) on Education Loan.

Ministry of Human Resources Development Government of India, has launched a scheme to provide full interest subsidy during the period of moratorium (course period plus 1 year or 6 months after getting job, whichever is earlier) on the loans taken by students belonging to economically weaker sections from scheduled Banks under the educational loan for approved courses/ studies in Technical & professional streams from recognized institutes in India.

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The scheme is applicable upto income limit of 4.5 lakhs per annum. and details are available with scheduled banks.